You Already Know the Right People. Now Get Paid for It.

If you work closely with Nigerian business owners — as an accountant, consultant, cooperative leader, or simply a well-connected professional — you already do something valuable every day: you point people in the right direction.

You recommend the accountant. You introduce the supplier. You flag the software. You are, in many ways, already a trusted bridge between businesses and the tools they need.

The Fisco Agent Programme is built for exactly that person. And starting now, every business you introduce to Fisco puts money in your pocket — not just once, but for as long as they stay subscribed.

What Is Fisco?

Fisco is a financial management tool built for Nigerian SMEs. It helps business owners track income and expenses, manage invoices, stay organised for tax season, and get a clear picture of their numbers — without needing an accountant on payroll.

Plans start at ₦4,500/month for the Starter plan and ₦10,000/month for Pro. Thousands of Nigerian businesses are already using Fisco to take control of their finances.

How the Agent Programme Works

It's straightforward:

1. Register as a Fisco Agent and get your unique referral link
2. Refer business owners in your network to Fisco
3. Earn 15% of their first month's subscription the moment they qualify — ₦675 for Starter, ₦1,500 for Pro
4. Keep earning every month they stay subscribed

That last part is what makes this different from a typical once-off referral deal.

The Recurring Earning Model

Most referral programmes pay you once and move on. Fisco's doesn't.

For every business you refer that stays subscribed past the first month, you earn a monthly retention bonus on top of your initial commission — and it grows the longer they stay:

How Long They Stay	You Earn (per customer, per month)
Month 2 – 3	₦200
Month 4 – 6	₦300
Month 7 – 12	₦500
Month 13 and beyond	₦750

Think about what that means in practice. If you refer 20 businesses and they all stay active past month 12, you're earning ₦10,000 every single month — just from retention bonuses, before counting any new referrals.

The programme rewards you for doing what good agents naturally do: bringing in the right customers, not just any customers.

Retention Milestones — Unlock Lump Sum Bonuses

Beyond monthly bonuses, agents who build a strong retained customer base unlock one-time milestone payouts:

Milestone	Bonus
10 customers still active at Month 3	₦15,000
25 customers still active at Month 3	₦40,000
50 customers still active at Month 6	₦100,000

These aren't participation trophies. They're recognition for agents who prove they understand their market, communicate Fisco's value honestly, and bring in businesses that genuinely benefit from the product.

Who Is This For?

The agents who will thrive in this programme are people who already have meaningful relationships with business owners:

Accountants and bookkeepers — your SME clients need better tools, and you're the person they trust to recommend them. Every business you onboard to Fisco could be earning you recurring income for years.

Business and financial consultants — you're already advising on operations, costs, and growth. Adding Fisco to your toolkit is a natural extension.

Trade association and cooperative leaders — you sit at the centre of entire communities of business owners. Your credibility makes your referrals land.

Well-connected professionals — if you know people who run businesses and you understand what Fisco does, you're qualified.

What We Expect From Agents

Being a Fisco Agent is straightforward, but it's not casual. We expect our agents to:

• Represent Fisco accurately — no exaggerating features or making promises the product doesn't keep
• Refer businesses who genuinely need and can benefit from financial management tools
• Never sign anyone up without their knowledge or consent

Agents who bring in high-quality, retained customers are rewarded generously. Agents who game the system are removed.

Ready to Join?

There's no office, no fixed hours, and no ceiling on what you can earn. The more businesses you help — and the longer they stay — the more you make.

Apply to become a Fisco Agent today and start building a stream of income from the connections you already have.

👉 Apply here.